I'm not a maths whizz, how can I understand APR. Interest rates. Per cent just means per hundred. So for money 1 is 1p in the pound. 50 is 50p in the pound.
A loan at 10 interest per year charges 10p for every pound borrowed every year BBC Skillswise: About percentages. A simple way of thinking of APR is how many pence it would cost you to borrow each pound, per year.
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It really depends on your lender and the type of loan you need.
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