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My question is, I know courts frown on new debt (less than 90 days before filing bankruptcy), are they going to put me in a fraud category. My intensions are to file Chapter 13 with 100 payoff, so I will include these loans in the payback, and not ask for any debt discharge. I'm a little scared and only making some payments (like rent, car, food, utilities), so pretty much falling behind fast. I hope I won't go to jail for this. Thanks.
Frank, in general courts don't care much about when you incur new debt unless the lender files a motion about it.