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But writing a post-dated check to a payday lender is different from passing a bad check at the grocery store. When you go pay for goods or services with a check, you are representing that there are funds in the bank to pay the check.
When you go to a payday lender, there is no such representation. In fact, the opposite is true. If you had money in the bank, low credit personal loans go to the bank and cash a check. The only reason you are borrowing from the payday lender is that you dont have money in the bank. (See this post for information about how bankruptcy affects a real bad check. ) I have learned to ask prospective clients specifically about payday loans. Many people seem to assume that bankruptcy will not resolve such loans.
You should advise your bankruptcy lawyer about those loans, and discuss how to handle them.