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More Prevalent in Wake of Housing Crash. Cash reserves are nothing new. Theyve been around as long as the lending industry itself. But two things have changed over the last few years.
More lenders are requiring them today, and the amounts have gone up in many cases. At the height of the housing bubble, few mortgage lenders required cash reserves.
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If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes instant cash loans 100 approval that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. WhiteRockLoans. com is not a lender and does not make loan or credit decisions.