If you own vacant land with no liens (loans or mortgages) against it, you may be able to refinance the land to pull out equity. An equity loan would be the type of loan offered, since the loan is based on equity in the land. Since the mortgage meltdown, many higher best rate on 100000 personal loan loans have been eliminated. Land loans are considered high risk since no improvement has been made to increase its value, it is easy to "walk away from" if finances get tight.
Go to a credit reporting agency to get credit reports. (See Resources). Land loans may be hard to find, so looking your best on a loan application will be very important. Check credit reports for errors, duplications or accounts you do not recognize. Mistakes can decrease your credit scores.
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Documentations for Employed Customer. For Fixed Income Earner (Basic Fixed Income), minimum 1 month salary slip together with l atest EPF statement or latest bank statement shows salary crediting into bank.
For Variable Income Earner (Do not have monthly fixed income), minimum 3 months salary slip together with latest 3 months EPF statement or latest 3 months bank best rate on 100000 personal loan shows salary crediting into bank.
Existing CIMB Payroll Customer (Salary credited into CIMB Bank) Minimum latest 3 months bank statement shows salary credited with AUTOPAYCR or CREDIT ADVICE transaction or any transfer from Company Name. Latest 6 months EPF Record. Latest BE Form with LHDN Payment Receipt E-Filling Acknowledgement receipt.
Latest EA Form. Documentations for Self-Employed Customer. For Private Limited Company Business Registration details like Form 924 49, SSM Search, etc. Latest 6 months business bank statement latest borang B with LHDN payment receipt or E-filling acknowledgement receipt.
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