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(4) During the Promotion Period, customers who have successfully applied for Hang Seng Handy Cash Personal Instalment Loan (excluding Top-up Loan) via hangseng. comloan, Hang Seng Personal e-Banking or Hang Seng Mobile Application and drawn down the cash advance ashtabula ohio with a designated drawdown amount and a minimum repayment period of 12 months will be entitled to up to HKD500 Cash Rebate.
The applicable Cash Rebate for the corresponding drawdown amount is shown as below. Selected Customers include Hang Cash advance ashtabula ohio Preferred Banking Customers, Payroll Customers and Mortgage Customers. Please contact Hang Seng staff for your personalized offers. For a loan amount of HKD800,000 or above, the annualized percentage rate of 2.
46 is calculated based on a monthly flat rate of 0. 11 and a 12-month repayment period, including the full handling charge waiver. The interest rate and the full handling charge waiver are applicable on a case-by-case basis and the final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result. Taking loan amount of HKD800,000 or above and a 12-month repayment period as an example, Prestige Banking Customers and Selected Customers (including Preferred Banking Customers, Payroll Customers and Mortgage Customers) can enjoy a monthly flat rate of 0.
Of course, there might be exceptions from this rule in case your data cannot be verified online. Credit Check. Most loan lenders run a traditional credit check when you request a small loan. There are exceptions of course. It all depends on each individual lender.
When you request a larger loan, lenders may check your credit with three major credit reporting databases. When you request a payday cash advance ashtabula ohio, you must be aware that a credit check may be involved. No Credit or Bad Credit OK. If you have no credit at all, there is nothing for a lender to check, except for your employment income or any income you receive.
No credit does not disqualify you from getting a loan.